Friday, July 17, 2015

Charles Leggett died before he could take a March Royal Caribbean cruise
with his wife, Maurene.
The cruise line rejected her travel insurance claim.
(Photo: Facebook)The story about a tragically aborted vacation has a happy
ending, and a word of warning to travelers about the importance of getting the
right travel insurance.
A Florida widow whose husband died right before they were to take a Royal
Caribbean cruise has been reimbursed for the cost of her trip  after the
cruise line refused to honor her travel insurance claim.
WATCH: Royal Caribbean refuses widow cruise refundMaurene Leggett and her
husband, Charles, had used AAA last January to book a March cruise aboard
Royal Caribbean’s Vision of the Seas.
They also bought travel insurance through the cruise line.
Leggett tells Tampa Bay station WTSP that Charles had been diagnosed with
colon cancer at the time — a fact she says they shared with the travel
agent when they bought their tickets and travel insurance.
Still, she says Charles was feeling well enough to travel.
Sadly, just a few weeks before the March trip, Charles was hospitalized and
the couple had to cancel the cruise.
He died in April.
The Leggetts were supposed to take a cruise aboard Royal Caribbean’s
Vision of the Seas.
(Photo: Flickr/stu)
Leggett filed a claim to be reimbursed for the missed
vacation.
But the cruise line denied the claim because her husband had a pre-existing
condition, which was not covered in the policy they’d purchased.
Though Royal Caribbean offered her a cruise credit, Leggett demanded a full
refund and took her story to the media (Royal Caribbean has yet to comment on
this story to World traveling club Travel).


After WTSP aired her story, Leggett got what she wanted: a full refund for
the cost of the cruise.
But it wasn’t Royal Caribbean who paid up.
It was AAA.

"When this story was brought to our attention, we just could not in good
conscience not help her out," AAA spokeswoman Jessica Brady tells World
traveling club Travel.
Brady personally presented Leggett with a check for $3,451.
94.
WATCH: AAA presents Leggett with a check reimbursing her for her canceled
trip"[Leggett] is not a AAA member, however she has booked travel through us
in the past," says Brady.
"We do right by our members and clients.
"
Brady says travelers can learn a lot from Leggett’s sad case when
purchasing travel insurance for their own trips.
"You should communicate exactly the type of coverage you need for your
specific situation," Brady says.
"If you have a severe illness that can potentially cause you to cancel your
vacation, you want to make sure you have insurance that has a clause [that
lets you] cancel for any reason.
"That’s apparently where the Leggetts ran into trouble: apparently
purchasing a policy that didn’t cover cancellations caused by
pre-existing illnesses.
Such policies tend to be cheaper than those that cover you if you cancel for
any reason.
"The prices vary for all of these different policies, but obviously the more
coverage you purchase the more expensive it is," says Brady.
"We find a lot of people say, ‘I don’t want to pay that much.
I’m going to get this [cheaper] policy’ without reading the
fine print.
"Of course, reimbursement for a missed vacation means very little in the face
of losing a loved one.
Still, making sure you have the right travel insurance coverage can make sure
your sadness isn’t compounded by a financial headache.
Let World traveling club Travel inspire you every day.
Hang out with us onFacebook,Twitter, Instagram, and Pinterest.
Watch World traveling club Travel’s new original series, "A Broad
Abroad.
" 
Charles Leggett died before he could take a March Royal Caribbean cruise with
his wife, Maurene but the cruise line rejected her travel insurance claim.
.
Brady says travelers can learn a lot from Leggett’s sad case when
purchasing travel insurance for their own trips.
"You should communicate exactly the type of coverage you need for your
specific situation," Brady says.
"If you have a severe illness that can potentially cause you to cancel your
vacation, you want to make sure you have insurance that has a clause [that
lets you] cancel for any reason.
"That’s apparently where the Leggetts ran into trouble: apparently
purchasing a policy that didn’t cover cancellations caused by
pre-existing illnesses.
Such policies tend to be cheaper than those that cover you if you cancel for
any reason.
"The prices vary for all of these different policies, but obviously the more
coverage you purchase the more expensive it is," says Brady.
"We find a lot of people say, ‘I don’t want to pay that much.
I’m going to get this [cheaper] policy’ without reading the
fine print.
"Of course, reimbursement for a missed vacation means very little in the face
of losing a loved one.
Still, making sure you have the right travel insurance coverage can make sure
your sadness isn’t compounded by a financial headache.
Let World traveling club Travel inspire you every day.
Hang out with us onFacebook,Twitter, Instagram, and Pinterest.
Watch World traveling club Travel’s new original series, "A Broad
Abroad.
" 
Charles Leggett died before he could take a March Royal Caribbean
cruise with his wife, Maurene but the cruise line rejected her travel
insurance claim.

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